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Sep
26

Should You Sell Your Mt. Pleasant Home This Fall or Wait Until Spring 2026?


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If you’re a homeowner in Mt. Pleasant, SC, you may be asking yourself a familiar question: is it better to put your home on the market now, or wait until the traditional spring rush? It’s a decision many sellers wrestle with, especially when timing can influence everything from how quickly a home sells to the price it commands. The answer depends on your timeline, the condition of your home, and your goals—but looking at what’s happening in our local market right now gives us some useful clues.


Where the Market Stands


Mortgage rates have eased in recent months, giving some buyers the breathing room they’ve been waiting for. The average 30-year fixed rate is sitting at around 6.26%, noticeably lower than where it was earlier this year. Pair that with the fact that Mt. Pleasant home prices remain strong—July’s median sale price was roughly $960,000, nearly ten percent higher than the year before—and you can see why sellers still have an advantage. Even with more homes coming to market across the Charleston region, inventory is still lean at about three and a half months’ supply. A balanced market would be closer to four to six. In other words, sellers still have leverage, but pricing and preparation matter more than ever.


Why Selling This Fall Has Appeal


Fall in Mt. Pleasant brings a unique set of advantages. With fewer homes typically listed in the cooler months, your property naturally gets a bigger share of buyer attention. The buyers who are active at this time of year are often serious—relocating for work, making changes ahead of the new year, or moving for personal reasons that can’t wait. The easing of interest rates is also nudging hesitant buyers back into the search, and there’s no denying that Mt. Pleasant shows off its charm beautifully in the fall light.


Of course, selling in the fall isn’t without its trade-offs. The buyer pool is smaller than it will be in the spring, which may mean fewer showings, even if those buyers are more motivated. Shorter daylight hours and holiday schedules can also make showings a little trickier to arrange. Still, for sellers with move-in-ready homes or a clear relocation timeline, the benefits often outweigh the challenges.


The Case for Waiting Until Spring


On the other hand, waiting until spring has its own set of advantages. Historically, spring brings the largest wave of buyers to the market. Nationally and locally, the “best weeks” to sell often fall in mid-spring, when buyer demand tends to peak. By holding off, you also give yourself more time to complete repairs, updates, and landscaping projects that can help your home shine. Some forecasts suggest mortgage rates could drift lower into 2026, which may further boost buyer confidence.


The flip side is that you’ll face more competition. Many of your neighbors will be listing at the same time, which means your home will have to work harder to stand out. As inventory slowly builds in our region, there’s also the chance that price growth could cool if supply continues to catch up with demand. And of course, forecasts are never guaranteed—rates and buyer demand can change direction quickly.


What This Means for Mt. Pleasant Sellers


The good news for Mt. Pleasant homeowners is that our market continues to perform well, even compared to the broader Charleston area. Prices have climbed steadily, and homes here are still selling in a healthy timeframe of about sixty days. For sellers who price wisely and present their home thoughtfully, opportunities exist in both the fall and the spring.


The Bottom Line


If your home is already in great shape and you’re ready to make a move soon, this fall could be an excellent time to list. You’ll face less competition and benefit from a market that still leans in favor of sellers. If, however, your home needs some attention or you simply want access to the widest possible pool of buyers, waiting until spring 2026 may give you the edge you’re looking for.


Ultimately, the best time to sell is the one that aligns with your life and your goals. Market conditions matter, but so does your readiness and comfort. Whether you decide to move forward this fall or prepare for spring, having a clear plan will ensure you’re ready to make the most of your moment.